Filed under formative experiences – a top tip about gambling.

My grandfather used to breathe through a narrow, puckered mouth when he was concentrating. When he was driving in town, or when he was peeling and slicing an apple for his dog, he made a soft, high-pitched sound that wasn’t quite a whistle. This was a throwback to his days …

Filed under formative experiences – going wrong with money.

  To understand the man you have to know what was happening in the world when he was twenty. Napoleon   I turned twenty on 17th March 1986. Two days later the Bank Of England dropped its base lending rate by one whole percentage point from 12.375% to 11.375%. From …